Work hard my whole life and paid for insurance that never was submitted to the company. The salesman kept everyone's money in the area and then took off when he was found out after years of payments. When an elderly lady got sick and tried to use it that's when we all found out that the policies we had were no good. He had been coming around and collected the premiums for years and none of us were covered. Well needless to say he was arrested but it didn't help all of us who have no coverage.
Now I have a heart condition and can only work about four hours when I'm having a good day and the medical bills keep piling up