FREE 24-Hour Nurse Hotline - Nurse Hotline offers toll-free access to experienced registered nurses, 24 hours a day, 365 days a year. Our hotline nurses are an immediate, reliable and caring source of health information, education and support. Members also have access to information on over 2,200 health-related topics via phone and internet.

FREE Physicians and Hospital Plan - The Physician Visit Network provides discounts on health care services at physicians' offices. Members save 10% to 40% at over 300,000 provider locations, including family physicians and specialists, throughout the United States. Members also save at thousands of participating hospitals and even on cosmetic surgery procedures, including skin resurfacing, acne scars, liposuction, and more.

FREE Dental Plan - Members save 15 percent to 50 percent* on everything from general dentistry and cleanings to root canals, crowns and orthodontia.Over 66,000 available dental practice locations nationwide. Save on routine dental services such as x-rays and fillings. Save on specialty care such as orthodontics and periodontics where available.

FREE Vision Plan - with over 12,000 eyecare locations nationwide, you save on eyeglasses, contacts, eye exams and surgical procedures (LASIK). Our network is the most comprehensive in the U.S. and includes ophthalmologists, optometrists, independent optical centers and national chain locations such as Pearle Vision, JCPenney Optical, Sears Optical, Target Optical, LensCrafters, and EyeMasters.

Savings of 20% to 60% on prescription eyewear. Also, save 10% to 20% on contact lenses (excluding disposables) at participating retail locations. Savings of 10% to 30% on eye exams and surgical procedures, including LASIK.