What are the “Essential” Health Benefits?

Health insurance reform was a welcomed development for many Americans, but it also raised many questions. One of the most important of these centers on the definition of an “essential health benefit.” The answer to that question is something just about everyone with any sort of a stake in health reform is anxiously waiting for. The Affordable Care Act defines ten broad categories of essential benefits that all medical insurance providers must cover as essential health benefits. The specifics within those categories are at the discretion of the Department of Health and Human Services. This Friday the Institute of Medicine will make its recommendations, which are expected to have a strong influence on what the HHS ultimately decides are essential benefits. It would be difficult to
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